Buying travel insurance is wise if you want to travel abroad. It is to protect you from unwanted expenses and other problems. But choosing the right provider can be challenging.
One such provider is VisitCoverage. It offers a wide range of travel and visitor insurance packages. Before buying, it’s essential to consider whether it is the right choice in my VisitorsCoverage reviews.
Keep reading to learn more!
VisitorsCoverage Reviews
Reviews
VisitCoverage is a pioneering company that has been serving the insurance needs of travelers since 2006.
With a mission to make choosing a travel plan easy, it aims to empower travelers to make informed decisions. It offers a wide range of options to meet the diverse needs of travelers, whether it’s a trip or health.
Its consumer-focused resources ensure travelers can easily find the best travel plans available anywhere in the world.
So I’ll look closer at their options, features, and customer service to help you know if it’s worth your money. Keep scrolling!
VisitorsCoverage Products
As their customer, I was impressed with the products they offer. They have many products for different cases. These include medical bills, lost luggage, and more.
The website provides a variety of options. Among them, Trip and Travel Medical Insurance are two popular options. They are for non-US citizens visiting the US and US citizens traveling abroad. Both types provide medical cost coverage.
Besides, it offers products for specific aims, such as:
- Those traveling on religious missions.
- People travel for work.
- Groups of travelers.
I found the website to do a great job of explaining each product clearly. It told me what each product offers and for whom.
Read more: How to rent a car in Turkey on Localrent with Cheap Price
Features
Features
I loved the thorough analysis of the options on the site. Besides, they have easy-to-use questionnaires that help present the most relevant policies. Also, the filtering and comparison options make it easy to find the best results.
Its standout feature is its resources section with helpful tools. They can answer questions about different types of products.
Also, I loved the wide range of travel options available. They are to protect against the risks of my journey. Trip policies provide coverage for:
- Trip cancellation
- Delay
- Loss of baggage
- Other issues
So I could file a claim for a refund. It was when I needed to change my plans due to unforeseen cases.
Besides, options are available to non-US citizens and US residents traveling on work or tourist visas. Also, I could choose policies with benefits such as medical evacuation or death claims for my family.
Finally, I found a comparison feature to see a breakdown of up to three plans. So it was easy for me to compare and make the best choice. Then, once I made my final choice, I could buy the policy directly from the website.
Also, the site provided login data. Hence, I could login and manage my data and policy details.
Ease of Use
I found their website easy to use as a first-time user. Despite coverage options, the site did a great job of helping me find the most suitable one. I used the filter and comparison option I mentioned in the feature evaluation section.
Besides, the site’s customization options allowed me to tailor my search for plans based on my specific needs. These included the sum insured and the types of coverage needed.
Customer Support
Customer Support
They offer many support options like chat, email, and phone. And the truth is that I had no trouble contacting them. The support team has always been prompt in answering my questions and addressing my concerns.
While I did not need phone support, I noticed that it was only available during certain hours. You can contact them from Monday to Friday.
Remember that their working time is between 7 am and 6 pm. So you won’t get help outside of this time.
So it can be challenging for those who need help outside of those hours. Besides, people traveling in a different time zone may find it discomfort.
Also, I found the content on the VisitCoverage website helpful and informative. They offered many educational articles and videos.
In my search for information, they helped acquaint me with the different types of news available. So I find this particularly helpful as a first-time customer.
Besides, I loved that it has the policy to cancel health policies before coverage begins to be reimbursed. Specifically, they offered partial payment for unused coverage days on active policies.
In short, I am satisfied with the customer support provided. The wide range of support options, helpful content, and policies have made choosing and managing my plan easier and simpler.
Read more: Everything You Need to Know About Summer Train Travel in Europe
Value for Money
Benefits for Traveling
While the prices are not lower than those of other providers, they are not more expensive either. It is because all options are needed to list at the same price.
Also, it offers many coverage options to suit different needs and budgets. So customers can choose the package that best suits their budget. Besides, I found the planning process simple thanks to the user-friendly interface.
It offers a range of discounts to save more money. Specifically, family and group discounts can be applied when more than one person is covered under the same plan. This feature can be good for families or groups traveling together.
While the payment process for health plans can vary depending on the healthcare facility, this site provides clear information.
They clearly stated how to submit claims and get a refund for upfront payments. So I had more peace of mind when using their services.
What I Didn’t Like About It
I found the platform overloaded with so many options. While multiple choices can be helpful, they can also be hard to understand for some users.
Also, as a third-party platform, there are issues with customer support. Although I had no problems, some of my friends felt upset when they needed immediate help.
Besides, people in different time zones also feel annoyed with this feature. The lack of accessing customer support is frustrating, especially for urgent issues.
In short, while it can have many positive aspects, the nature of the site and customer support can be notable limitations for some users.
Pros & Cons
Pros & Cons
Below is a quick rundown of the pros and cons of using this provider:
Pros
- Many options
- There are options suitable for non-US citizens and US residents
- Search filters make it easy to find the right plans
- Offers plans for pre-existing conditions during travel
- Cooperate with reputable providers
Cons
- The web can be overwhelming because there are so many options
- As a third-party platform
- Not convenient for customers in different time zones or who need immediate help
Compare VisitorsCoverage vs Insubuy
Should I Choose This Provider?
As someone who has used these providers, I can say that both companies offer valuable services to travelers who want coverage.
VisitCoverage offers a consumer-focused service. Hence, travelers can easily search and compare travel health and trip plans from leading insurers.
Besides, it has a team of licensed travel insurance experts. They provide service to ensure travelers get answers to all their questions.
On the other hand, Insubuy provides support services to its customers. They have outstanding customer service during the buying and claim process. Also, it is provided superior service and upholds the core values of honesty.
While both offer similar services, VisitCoverage seems more focused on providing a seamless online experience for its customers. Meanwhile, Insubuy seems to prioritize personalized customer service and support.
FAQs
What Is Traveling Insurance?
It provides coverage for unexpected events. These are some problems that may occur during travel:
- Trip canceled or interrupted
- Medical emergency
- Lost or stolen baggage
- Other related issues
So, it protects travelers from financial loss due to unforeseen cases while traveling.
Why Do You Need Travel Insurance?
Travel insurance is essential because it can provide coverage for medical emergencies. This cost can be high when you are traveling abroad.
Besides, it can provide coverage for canceled trips. Also, it can protect lost or stolen luggage and other problems that may arise.
Is Travel Insurance Needed To Enter The US?
No, it is not. But we encourage you to have it. It is helpful in the event of unexpected events.
You may need proof of travel insurance to get a visa if you are coming to the US from another country, depending on the type of visa you apply for.
Why Is Travel Insurance To The US So Expensive?
It is because healthcare costs in the US are often higher than in other countries. This issue can increase the cost of travel insurance. Besides, the US has strict visa needs.
Is It Worth Adding Travel Insurance?
But it can depend on many factors, including:
- Destination
- Trip duration
- Your budget
Travel insurance can be critical when traveling to a remote location. Thus, research the options available. Besides, consider the potential risks before deciding whether to buy them.
Conclusion
Above are my VisitorsCoverage reviews. In short, it is reliable and reputable because it can offer many packages to suit different travel needs.
With millions of satisfied customers, the company has proven to be a worthwhile investment. While the cost may seem like an added expense, it is a needed investment to protect you from risks.
Thank you for reading!